From 1 July 2026, changes to the Fire and Emergency New Zealand (FENZ) levy come into effect. The FENZ levy is a government charge collected through insurance policies to help fund New Zealand’s fire and emergency services.

Being prepared ahead of time can help reduce stress, protect what matters most, and keep you safe. Here are practical steps you can take to prepare your household, protect your property, and understand what support is available if you need it.

We’ve recently updated our fee structure to make things clearer and easier to understand. Instead of using different approaches for different situations, we now group policies into simple categories with straightforward, flat fees that reflect the work involved.

Our beautiful country is at high risk of natural hazards. It’s good to know our national natural hazards insurance scheme has you covered, and to understand its limits.

Insuring your earthmoving machinery during transportation is essential to protect your business from financial losses. Most carriers in New Zealand limit their liability to a "limited carriers risk" of $2,000 per consignment, which may not be enough to cover the full value of your machinery.