Prior to submission or as early as practical the below triggers should be referred for additional guidance.

  • More than 3 claims / non-disclosures / convictions

  • EQC Damaged Property (Non-Repaired)

  • Flood/High Hazard Property

  • Multi-Unit property (exceeding 4 Units)

  • Homes Exceeding $1.8mil Replacement Value

  • Rural or Lifestyle Properties with commercial activities.

  • Insurer Coming off Risk due to Adverse History/Conditions or Enviromental Impact

The below triggers can be peer reviewed without escalation.

  • EQC Damaged Property ( Repaired )

  • Non-Compliant Work

  • Additional Structures